2 Hour CE Non-QM Class — Sept 17
🎓 2 CE Credits (Colorado-licensed agents only)
💵 Free for SMDRA members · $30 for non-members
⚠️ Seats are limited
Why This Class:
Many REALTORS® are leaving potential transactions and commissions on the table simply because they aren’t familiar with alternative financing solutions.
Not every buyer fits the traditional lending box. Knowing what options are available when conventional financing doesn’t work can be the difference between losing a transaction and finding a path to the closing table.
Alternative (Non-QM) financing already accounts for roughly 1 in 10 mortgages nationally — and that share keeps climbing every year.
What You’ll Learn:
In this class, you’ll learn how nontraditional mortgage solutions can help you serve more buyers, create more opportunities, and close more deals. We’ll cover:
- Bank Statement Loans
- Investor DSCR Loans
- Foreign National Loans
- 1099 & Profit & Loss Loans
You’ll learn what these programs are, who they may be a good fit for, and how to recognize opportunities within your own client base.
This isn’t about becoming a mortgage expert. It’s about knowing enough to ask the right questions, identify potential solutions, and avoid walking away from a deal that may still be possible.
Class Details:
| Format: | Online, Zoom Webinar |
| Date & Time: | September 17, 2026, 10:00 AM–12:00 PM MDT |
| CE Credit: | 2 CE (Colorado-licensed agents only) |
| Cost: | Free for SMDRA members · $30 for non-members |
| Registration: | Two-step process — register below, then you’ll receive an email by the day before class with your Zoom link and class materials. |
| Attendance requirement: | You must be visible on camera and actively engaged for the full class to receive CE credit. |
About Your Instructor:
Jeff Aronheim
Senior Loan Officer | Mortgage Specialist, CrossCountry Mortgage
Since 2005, I’ve had the privilege of partnering with top real estate agents to help clients successfully navigate one of life’s most important financial decisions: homeownership. As a nationally ranked loan officer and a dedicated advocate for client success, I bring a combination of deep lending knowledge, creative problem solving, and personal service to every transaction.
Having grown up around real estate professionals, I understand your world — the pace, the pressure, and the expectations. I know that communication, reliability, and speed matter. That’s why I work hard to be more than a lender. I strive to be a strategic partner you can count on to help you close deals smoothly, on time, and with happy clients.
I’m proud to work at CrossCountry Mortgage, the #1 non-QM retail mortgage lender in the country. We’ve built a unique suite of non-QM loan products in house, which gives us the ability to approve many loans other lenders can’t — 35% of our non-QM loans are approved on an exception basis. That kind of flexibility allows me to help you say “yes” to more clients, including self-employed borrowers, investors, and those with complex financial profiles.
In addition to traditional lending solutions, I specialize in educating agents and clients on alternative financing strategies, bringing creative options to the table when standard loans fall short. My personal real estate investment experience adds another layer of insight when working with investor clients or navigating unconventional transactions.
Outside of work, I live in Denver with my wife, Nhi, a TEDx speaker and published author. We’re proud parents of two kids, Max and Sarah, and our dog, Snow.
Presented by SMDRA
This class is hosted by the South Metro Denver REALTOR® Association (SMDRA), one of the largest local REALTOR associations in Colorado, serving real estate professionals throughout the Denver metro area since 1945. SMDRA provides continuing education, professional development, and resources to help its members grow their business.
Cancellation Policy: Cancel at least 24 hours before class to avoid a 20% fee. No-shows are non-refundable.
