🎓 2 CE Credits (Colorado-licensed agents only)
💵 Free for SMDRA members · $30 for non-members
⚠️ Seats are limited

Why This Class:

Think about the last deal you lost to financing. The buyer was real. The house was real. The only thing that killed it was a loan that wasn’t built for them.

That happens more than most agents realize. According to Polygon Research’s analysis of HMDA data, Non-QM already accounts for roughly 1 in 10 mortgages nationally — and industry analysts project that could exceed 15% by the end of 2026.

If you don’t know these programs, you’re referring business away without knowing it — straight to the agent who does.

What You’ll Learn:

In this class, you’ll learn how nontraditional mortgage solutions can help you serve more buyers, create more opportunities, and close more deals. We’ll cover:

  • Bank Statement Loans
  • Investor DSCR Loans
  • Foreign National Loans
  • 1099 & Profit & Loss Loans

You’ll learn what these programs are, who they may be a good fit for, and how to recognize opportunities within your own client base.

This isn’t about becoming a mortgage expert. It’s about knowing enough to ask the right questions, identify potential solutions, and avoid walking away from a deal that may still be possible.

You didn’t lose that buyer. You lost the loan. This class makes sure that doesn’t happen again.

Class Details:

Format:Online, Zoom Webinar
Date & Time:September 17, 2026, 10:00 AM–12:00 PM MDT
CE Credit:2 CE (Colorado-licensed agents only)
Cost:Free for SMDRA members · $30 for non-members
Registration:Two-step process — register below, then you’ll receive an email by the day before class with your Zoom link and class materials.
Attendance requirement:You must be visible on camera and actively engaged for the full class to receive CE credit.

About Your Instructor:

Jeff Aronheim

Jeff Aronheim
Senior Loan Officer | Mortgage Specialist, CrossCountry Mortgage

Since 2005, I’ve had the privilege of partnering with top real estate agents to help clients successfully navigate one of life’s most important financial decisions: homeownership. As a nationally ranked loan officer and a dedicated advocate for client success, I bring a combination of deep lending knowledge, creative problem solving, and personal service to every transaction.

Having grown up around real estate professionals, I understand your world — the pace, the pressure, and the expectations. I know that communication, reliability, and speed matter. That’s why I work hard to be more than a lender. I strive to be a strategic partner you can count on to help you close deals smoothly, on time, and with happy clients.

I’m proud to work at CrossCountry Mortgage, the #1 non-QM retail mortgage lender in the country. We’ve built a unique suite of non-QM loan products in house, which gives us the ability to approve many loans other lenders can’t — 35% of our non-QM loans are approved on an exception basis. That kind of flexibility allows me to help you say “yes” to more clients, including self-employed borrowers, investors, and those with complex financial profiles.

In addition to traditional lending solutions, I specialize in educating agents and clients on alternative financing strategies, bringing creative options to the table when standard loans fall short. My personal real estate investment experience adds another layer of insight when working with investor clients or navigating unconventional transactions.

Outside of work, I live in Denver with my wife, Nhi, a TEDx speaker and published author. We’re proud parents of two kids, Max and Sarah, and our dog, Snow.

Presented by SMDRA

SMDRA

This class is hosted by the South Metro Denver REALTOR® Association (SMDRA), one of the largest local REALTOR associations in Colorado, serving real estate professionals throughout the Denver metro area since 1945. SMDRA provides continuing education, professional development, and resources to help its members grow their business.